Phone (510) 541-1662|dianne@rate.com

Oakland Mortgage Broker

Getting a mortgage or home loan involves a lot of complicated processes. Working with a trusted mortgage broker will save a lot of time and stress. The mortgage broker will act as an intermediary who will help you secure the necessary financing needed to purchase the home. Dianne Crosby of Guaranteed Rate, Inc. is a trusted Oakland mortgage broker with several years of experience in helping people secure home loans.

For several years, Dianne Crosby has helped individuals and families to secure financing for purchasing home fast and at the most competitive rates. Also, she offers comprehensive and articulate brokering services to suit the respective needs of each client. Whether you are buying a home for the first time or the 1000th time, Guaranteed Rate, Inc. is the trusted Oakland mortgage broker to always turn to.

What Does a Mortgage Broker Do?

A mortgage broker in Oakland is an intermediary that helps you secure mortgage loans from lenders. Mortgages have become popular recently, and this has led to securing one difficult. A mortgage broker is trained, regulated, and licensed persons whose sole responsibility is to help you secure mortgage loans without any hitch.

They know the ethics with regards to each mortgage loaner and will help you with information that will make get a good offer. In addition, they will help you get through the paperwork.

Why Should I Use a Mortgage Broker?

Some reasons to work with mortgage brokers include:

They are experienced

When applying for a mortgage loan, you will be looking for one that does not attract huge interest. Mortgage brokers have been in the industry many years to know what it involves to secure a better loan. They will help you clarify some questions and make you understand better the deal you are about to strike. You will know the loan type and what interest you will be paying.

They are Negotiators

In financial institutions, negotiations are important if you want to secure a better deal.  It is more effective when you know the rules and how to use them to your favor. This is what mortgage brokers are good at. They believe that they can negotiate a loan term that will suit your goal and budget.

Saves You Time and Money

Mortgage loan application entails visiting different financial institutions to know their offer. Most of them operate only during office hours and to make an appointment with one is usually difficult. Also, you still have to compare each institution to see who has an offer that will suit you.

Mortgage brokers are flexible and will save you valuable time. They can help you compare banks and weigh their different offers. Outside the office hours, they are available to make calls and attend meetings.

Get the Right Loan for You

A mortgage broker can secure a loan tailored to your specific needs. They are your ally and will charter you a path to make the right decision. From improving your credit score to making negotiations, they will secure a loan that will work for you.

Mortgage brokers are invaluable intermediaries that will assist you in securing a loan that will work for you. You can hire one today as you are planning to apply for a mortgage loan.

Call Us Today!

Give us a call today at Guaranteed Rate, Inc. to speak with Dianne Crosby. She will be happy to meet you and discuss your available options. We guarantee you quality and excellent services that give 100% clients satisfaction.